Buyer Checklist

Buyer Checklist

Have you thought about buying a home, but do not know what the process entails?

Here is a list of what to expect as a buyer and remember, the FIRST step is to call me! 


Buyer’s Checklist


Finding a home phase:

  • Get pre-approved

  • Shop for a home

  • Make an offer

  • Negotiate the contract

  • Offer gets accepted


After an offer is accepted, it usually takes 45 days to close on the home. The contract is sent to the loan officer and title company who will prepare the mortgage and deed. The offer is contingent on inspection(s) and financing. This phase is usually 7-25 days


Contingent phase:

  • Write a check for earnest money and deliver to the appropriate person/location

  • Schedule Inspection(s)

  • Make loan application with your loan officer

  • Pay for the appraisal (loan officer will order this after payment is collected)

  • Attend the inspection(s)

  • Remove the inspection contingencies, ask for repairs and/or negotiate purchase price/closing cost

  • Receive a copy of the appraisal

  • Shop for insurance


Once loan application and inspections are complete, you wait. This is where the loan officer and title company are performing the “behind the scenes” work. After about 25-30 days, you will have loan approval and the offer is now pending. This stage is remaining 30-45 days.


Pending phase:

  • Provide remaining documents to loan officer, if needed.

  • Receive clear to close

  • Review the closing disclosure (the lender will provide this)

  • Schedule closing date (the title company usually contacts you for this)

  • Schedule the final walk through

  • Call the utility companies to change utilities in your name as of the close date (date you sign)


Once you and the sellers sign documents with the title company, they can file the title transfer with the county. Once it is recorded with the county, the keys are yours! 


Contact me today at 330-697-8746

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Lauren Luli Headshot
Author:
Phone: 330-417-7853
Dated: April 10th 2017
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Location & Address

Keller Williams Legacy Group
4580 Stephen Circle NW Suite 100
Canton , OH
330-915-2269
330-433-6010